Summer 2026 Newsletter
WHAT’S INSIDE?
- Remote Control Cards
- Holiday Closings
- Update Your Information
- Refer a Member
- Upcoming Staff Training
- Family Fun
- Night Drops
- Visa Credit Cards
- Password Reset
- Top 500
AT AFCU, YOU NOW HAVE THE POWER OF CARD SECURITY AT YOUR FINGERTIPS
Debit and Credit card fraud continues to rise worldwide. Your credit union has a product to help minimize your fraud exposure for both your AFCU Debit and Credit Cards.
THE PRODUCT IS CALLED REMOTE CONTROL CARDS
To access this service, log into online banking:
- 1. Under Services select Remote Control Cards
- 2. Select the card you want to control: VISA Debit or VISA Credit
- 3. Select disable to temporarily turn your card off*
- 4. Select activate to turn your card back on.
Debit and Credit card fraud continues to rise worldwide. Your credit union has a product to help minimize your fraud exposure for both your AFCU Debit and Credit Cards.
*Previously pre-authorized and recurring transactions cannot be stopped.
HOLIDAY CLOSINGS
- Monday, September 7, 2026
- Labor Day
- Monday, October 12th, 2026
- Columbus Day
PLEASE UPDATE YOUR INFORMATION
It is imperative that your address and phone numbers are kept up to date with us. In order for our security services to contact you regarding potential fraud on your debit and credit cards we must have good phone numbers. Failure to update your information will result in your cards being frozen until we can find a way to contact you. Help us help you.
She received a $250 VISA Gift Card. Every quarter we select one random member who refers a new member to Allentown FCU. Refer a family member, friend or coworker who is eligible to join AFCU and you could be our next Refer a Member Winner!
UPCOMING STAFF TRAINING
To provide you with the best service possible, all Allentown FCU offices will close at 2:00 pm on Tuesday, September 29th for staff training. You will still have full access to our audio response, home banking, bill payment and remote deposit
applications. We thank you in advance for your understanding regarding this matter.
OFF TO SCHOOL, YOU’LL NEED OUR VISA CREDIT CARD TOO!
To provide you with the best service possible, all Allentown FCU offices will close at 2:00 pm on Tuesday, September 29th for staff training. You will still have full access to our audio response, home banking, bill payment and remote deposit
applications. We thank you in advance for your understanding regarding this matter.
FAMILY FUN
Backyard “Around the World” Adventure
Give each family member a “country” to represent using things you already have at home. Kids (and adults!) can decorate a small area of the yard or living room with handmade flags, drawings, or objects that match their chosen place. Then take turns “traveling” to each station, where the host shares a quick fun fact, teaches a simple game, or offers a tiny snack inspired by that country (even something as simple as crackers or fruit arranged differently). Add a homemade
“passport” stamped at each stop to make it feel like a real journey.
To wrap up, end the evening with a mini “festival”— play music from different cultures, dance together, or have a friendly trivia game based on what everyone learned. This activity is fun, creative, and educational, and it costs almost nothing since you’re using household items and imagination.
NIGHT DROPS ARE AVAILABLE FOR YOU
The Supervisory Committee asks that you check your AFCU VISA credit card activity on your June statement for balance and activity accuracy. If you have any discrepancies, please put them in writing to Ken Kline, Jr. Chairman, PO Box 21643, Lehigh Valley, PA18002-1643. Responses must be received by 7/31/26.
MANDATORY HOME BANKING PASSWORD RESETS
For your protection, you will be forced to change your home banking password every ninety (90) days. The fraudsters are getting better at their craft, and this is just one of the ways to try and reduce your exposure to fraud or an account takeover. Make your password complex to help keep your account safe. AI is being used by the bad guys as well and can make a simple account password easy pickens.
ONE OF THE BEST IN THE INDUSTRY
We are very pleased to inform you, for the third consecutive year, your credit union has been rated among the top 500 regional banks and credit unions in the United States. This rating is based on numerous financial metrics and from member feedback obtained by a leading consumer research firm. Thank you for helping us get there. Theres no time to rest on our laurels. We have much more to do to provide excellent value and service for our members.
OUR LOCATIONS
Business Park Office
510 Business Park Lane
Allentown PA, 18109
(610) 439-4102
Hours:
Monday – Friday
9:00 am – 5:00 pm
East Side Office
2115 Hanover Ave.
Allentown PA, 18109
(610) 820-8440
Hours:
Monday – Friday
9:00 am – 5:00 pm
Parkway Office
1325 Oxford Drive
Allentown PA, 18103
(610) 791-2376
Hours:
Monday – Friday
9:00 am – 5:00 pm
St. Luke’s Office
801 Ostrum Street
Bethlehem, PA 18015
(484) 526-4555
Hours:
Monday, Thursday, Friday
9:00 am – 5:00 pm
Current Share and Loan Rates (as of April 1st, 2026)
Share Rates
| Account Type | Rate | APY* |
|---|---|---|
| Regular Shares (001) | 1.50% | 1.50% |
| New Kid Shares (001) | 1.50% | 1.50% |
| Christmas Club (008) | 1.50% | 1.50% |
| Other Savings (009) | 1.50% | 1.50% |
| Vacation Club (156) | 1.50% | 1.50% |
| Tax Savings (157) | 1.50% | 1.50% |
Loan Rates
| Loan Type | Term | APR |
|---|---|---|
| Shares Pledged Up to $10,000.00 (Regular Shares Only) | 36 Months | 4.00% |
| 48 Months | 4.50% | |
| 60 Months | 4.99% | |
| New Car 2026/2025 (Never Titled) | 36 Months | 4.99% |
| 48 Months | 5.25% | |
| 60 Months | 5.25% | |
| 72 Months | 5.50% | |
| Used Car 2021–2025 | 36 Months | 4.99% |
| 48 Months | 5.25% | |
| 60 Months | 5.25% | |
| 72 Months | 5.50% | |
| Used Car 2017–2020 | 36 Months | 5.50% |
| 48 Months | 6.00% | |
| 60 Months | 6.50% | |
| Older Used Car 2016 and Older Term is at the discretion of the credit union based on credit and age of car |
Up to 60 Months | 7.50% |
| New RV 2026 or 2025 (Not Titled) | 84 Months | 6.50% |
| 96–120 Months | 7.50% | |
| Used RV 2021/2025 | 84 Months | 6.50% |
| 96–120 Months | 7.50% | |
| Used RV 2020 Older | 36-84 Months | 7.50% |
| 96–120 Months | 8.50% | |
| Home Equity Fixed or Balloon Notes | 60 Months | 4.94% – 5.49% |
| Home Equity Line of Credit | Revolving | 4.75% |
| Signature Loan | 36 Months | 8.99% |
| 48 Months | 9.49% | |
| 60 Months | 9.99% | |
| Variable Rate Signature Line of Credit | Revolving | 9.99% |
| Visa® Credit Card | Revolving | 12.90% |
*Denotes Annual Percentage Yield
Interest rates are subject to change without notice.
Refinance
- Under $100,000.00 – $225
- Over $100,000.00 – $525
- New Purchases over $100,000.00 – $425
Allentown Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Allentown Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.