Allentown Federal Credit Union offers
- Accumulate savings automatically
- Automatic Payroll Transfers
- Children’s accounts
- Christmas Club
- Direct Deposit
- Home Loan payments
- Mobile Remote Deposit
- Pay loans off automatically
- Payroll Deduction
- Safe, free and convenient
- Vacation Clubs
Regular Share Accounts
- High Rates – Easy Withdrawal
- Dividends paid and compounded monthly
- Use your Visa® Check Card for cash withdrawal
Note: Applicable fees could reduce earnings on account. Minimum deposit of $25.25 is required. Minimum balance requirements must be met to earn dividends. Rate may change after the account is opened. Annual Percentage Yield is offered at time of deposit.
Dividend Rates
Amount | APR | APY |
$5.00 and above | 1.50%* | 1.50%** |
Kid Share Accounts
- Start saving for your children’s future
- Money can be used for college tuition, etc.
- Flexible savings plans are easy to start
Note: Applicable fees could reduce earnings on account. Minimum deposit of $10.25 is required. Minimum balance requirements must be met to earn dividends. Rate may change after the account is opened. Annual Percentage Yield is offered at time of deposit.
Dividend Rates
Amount | APR | APY |
$5.00 and above | 1.50%* | 1.50%** |
Share Draft Checking
- No minimum balance
- Contact the credit union for any applicable fees
- Overdraft Privilege Available
- Use your Visa® Check Card for cash withdrawal
- Point of Sale
Dividend Rate
0.20%*
*APY
0.200%
To order checks visit any office and please have your next check number available.
Other Accounts
Money for what matters most to you.
- Vacation
- Taxes
- Wedding
Note: Applicable fees could reduce earnings on account. No minimum deposit required. Annual Percentage Yield is offered at time of deposit.
Dividend Rates
Amount | APR | APY |
$5.00 and above | 1.50%* | 1.50%** |
Christmas Club
Save Yourself a Merry Little Christmas
The Holidays are a wonderful time to spread cheer and joy to our friends and loved ones. While we all want to be generous in our gift-giving and donations, it’s easy to get carried away if you don’t plan ahead. Enroll in our Christmas Club and save aside your holiday budget so you don’t start the New Year’s with the post-holiday blues.
Note: Applicable fees could reduce earnings on account. No minimum deposit is required. Annual Percentage Yield is offered at time of deposit.
Dividend Rates
Amount | APR | APY |
$5.00 and above | 1.50%* | 1.50%** |
Baby Accounts
Start out on the right foot…
When you open a New Baby Account with us, we’ll automatically deposit $10 into the account. Share the gift of Credit Union Membership.
- Child must be one year or younger
- Limited to one per child social security number
Note: Applicable fees could reduce earnings on account. No minimum deposit is required. Annual Percentage Yield is offered at time of deposit.
Dividend Rates
Amount | APR | APY |
$5.00 and above | 1.50%* | 1.50%** |
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
| Type of Share Account Fees | Fee |
|---|---|
| One-Time Membership Fee | $0.25 |
| NSF Item | $30/item |
| NSF Deposit Item | $15/item |
| Reactivation Fee/Close Account (within 1 year) | $25/acct. |
| Dormant Account Fee | $5/month |
| Monthly Service Charge | NONE |
| Electronic Debits – 6x/month (Overdrafts, ACH Debits, Audio + Online Transfers) |
NO CHARGE |
| Electronic Debits Over 6 | $15.00/item |
| Draft Account and EFT/ACH Fees | Fee |
|---|---|
| NSF Item | $30/item |
| NSF Deposit Item | $15/item |
| Overdraft Transfer (3x month) | NO CHARGE |
| Overdraft Transfer (over 3) | $15/item |
| Share Draft Stop Payment | $30/draft |
| Share Draft Copy | $2/draft |
| Certified Draft | $10/draft |
| Reactivate/Close Draft Account (within 1 year) | $25 |
| ACH Stop Payment | $30 (1x stop) |
| Direct Deposits | NO CHARGE |
| Minimum Balance | NONE |
| Monthly Service Charge | NONE |
| Club Account Fees | Fee |
|---|---|
| Early Withdrawal | NONE |
| Monthly Service Charge | NONE |
| Reactivation Fee/Close Suffix (within 1 year) | $10 |
| Miscellaneous Fees | Fee |
|---|---|
| Dormant Account (No activity in acct. within 1 year) | $5.00/month |
| Audio Response | FREE |
| Audio Response Check | $2 |
| Online Home Banking | FREE |
| Home Banking Check | $2 |
| Estatements | FREE |
| Blue Checks (Payable to 3rd party) | $5 |
| Paper Statements (if enrolled in Home Banking) | $3/month |
| Visa® Gift Card | $3 |
| Visa® Travel Card | $5 |
| Reload Visa® Travel Card | $3 |
| Money Orders | $2/Money Order |
| Wire Transfers (In) | $10/wire |
| Wire Transfers (Out) | $25/wire |
| International Wire (1:00 PM deadline for wires) | $50/wire |
| Account Reconciliation and Research (min. 1hr) | $20/hr |
| Account Printouts | $2/month |
| Statement Copy | $3/month |
| Address Maintenance (if not notified by member) | $5/item |
| Court Order, Garnishments, Writ, Levy | $50 |
| Coin Service | 5% of Total |
| AFCU Member Check Cashed by Non-Member | $10 |
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