Allentown Federal Credit Union offers
- Accumulate savings automatically
- Automatic Payroll Transfers
- Children’s accounts
- Christmas Club
- Direct Deposit
- Home Loan payments
- Mobile Remote Deposit
- Pay loans off automatically
- Payroll Deduction
- Safe, free and convenient
- Vacation Clubs
Regular Share Accounts
- High Rates – Easy Withdrawal
- Dividends paid and compounded monthly
- Payroll deduction for savings deposit
- Use your Visa® Check Card for cash withdrawal
- For variable rate accounts, a statement that the dividend rate may change after the account is
opened. - Time annual percentage yield is offered (effective date).
- Minimum balance. The minimum balance required to earn the advertised annual percentage yield. Or clarify that the minimum deposit stated will also earn the dividends, if this applies.
Note: Applicable fees could reduce earnings on account.
Minimum deposit of $5.25 is required.
Dividend Rate
0.20%*
APY*
0.200%
Kid Shares Accounts
- Start saving for your children’s future
- Money can be used for college tuition, etc.
- Flexible savings plans are easy to start
- For variable rate accounts, a statement that the dividend rate may change after the account is
opened. - Time annual percentage yield is offered (effective date).
- Minimum balance. The minimum balance required to earn the advertised annual percentage yield.
- Minimum opening deposit. The minimum amount required to open the share account, if it is greater than the minimum balance necessary to earn the advertised annual percentage yield
- A statement that a penalty may be imposed for early withdrawal (if applicable)
Note: Applicable fees could reduce earnings on account.
Dividend Rate
0.20%*
APY*
0.200%
Easy Checking
- No minimum balance
- No monthly service charge
- No transaction charged
- Overdraft Privilege Available
- Use your Visa® Check Card for cash withdrawal
- Point of Sale
To order checks visit any office and please have your next check number available.
All-Purpose Accounts
- Vacation
- Taxes
- Wedding
- For variable rate accounts, a statement that the dividend rate may change after the account is
opened. - Time annual percentage yield is offered (effective date).
- Minimum balance. The minimum balance required to earn the advertised annual percentage yield.
- Minimum opening deposit. The minimum amount required to open the share account, if it is greater than the minimum balance necessary to earn the advertised annual percentage yield
- A statement that a penalty may be imposed for early withdrawal (if applicable)
Note: Applicable fees could reduce earnings on account.
Dividend Rate
0.20%*
APY*
0.200%
Christmas Club
Save Yourself a Merry Little Christmas
The Holidays are a wonderful time to spread cheer and joy to our friends and loved ones. While we all want to be generous in our gift-giving and donations, it’s easy to get carried away if you don’t plan ahead. Enroll in our Christmas Club and save aside your holiday budget so you don’t start the New Year’s with the post-holiday blues.- For variable rate accounts, a statement that the dividend rate may change after the account is opened.
- Time annual percentage yield is offered (effective date).
- Minimum balance. The minimum balance required to earn the advertised annual percentage yield.
- Minimum opening deposit. The minimum amount required to open the share account, if it is greater than the minimum balance necessary to earn the advertised annual percentage yield
- A statement that a penalty may be imposed for early withdrawal (if applicable)
Dividend Rate
0.20%*
APY*
0.200%
Baby Accounts
Start out on the right foot…
When you open a New Baby Account with us, we’ll automatically deposit $25 into the account. Share the gift of Credit Union Membership.
- Child must be one year or younger
- Limited to one per child social security number
- For variable rate accounts, a statement that the dividend rate may change after the account is
opened. - Time annual percentage yield is offered (effective date)
- Minimum balance. The minimum balance required to earn the advertised annual percentage yield. Or clarify that the minimum deposit stated will also earn the dividends, if this applies.
- The time requirements to obtain the bonus.
- The minimum balance required to obtain the bonus.
Note: Applicable fees could reduce earnings on account.
Minimum deposit of $5.25 is required.
Dividend Rate
0.20%*
APY*
0.200%
APY = Annual Percentage Rate
Fees
Fees
| Share and Share Draft Fees | |
|---|---|
| Account Reconciliation | $25.00/hr |
| Certified Share Draft | $2.00 |
| Check Orders | Varied |
| Copies of Share Drafts | $2.00 |
| Account History | $2.00 |
| Statement | $2.00 |
| Overdrafts (drafts presented for payment against insufficient or uncollected funds) | $30.00 |
| ACH Overdrafts | $30.00 |
| Return check charge / Redeposit | $5.00 |
| Research time ($7.50 minimum plus $0.50 per copy) | $25.00/hr |
| Stop Payment – single share draft | $30.00 |
| Reestablish membership if account was closed within one year | $10.00 |
| Collection Fees for charged off share debit | $15.00 |
| Miscellaneous Fees | |
|---|---|
| Money Orders | $1.00 |
| Wire Transfers – Incoming | $0.50 |
| Wire Transfers – Outgoing | $16.00 |
| Wire Transfers – International | $25.00 |
| Online – Home Banking | FREE |
| Online – Bill Payment – Monthly | FREE |
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