Shares Pledged Loans (up to $10,000.00)

Term (in months)

Monthly Cost/ $1000 Borrowed

APR*

36

$29.08

3.00%

48

$22.35

3.50%

60

$18.41

3.99%

Car Loans

New Car - 2021 or 2020 (never titled)

Term (in months)

Monthly Cost / $1000 borrowed

APR*

36

$28.43

1.49%

48

$21.81

2.75%

60

$17.75

2.99%

72

$15.20

3.50%

New/Used vehicle purchase.

Used Car - 2016 - 2020

Term (in months)

Monthly Cost / $1000 borrowed

APR*

36

$28.54

1.74%

48

$21.81

2.75%

60

$17.75

2.99%

72

$15.20

3.50%

Used Car Rates 2012 - 2015

Term (in months)

Monthly Cost / $1000 borrowed

APR*

36

$29.19

3.90%

48

$22.36

4.50%

60

$18.31

4.99%

Older Used Car Rates - 2011 and older

Term (in months)

Monthly Cost / $1000 borrowed

APR*

Up to 60 months

$19.80

6.99%

Term is at the discretion of the credit union based on credit and age of car.

Recreational Vehicle Loans

New RV - 2021/2020 (never titled)

Term (in months)

Monthly Cost / $1000 borrowed

APR*

84

$29.42

4.99%

96-120

$29.42

6.99%

Used RV 2016-2020

Term (in months)

Monthly Cost / $1000 borrowed

APR*

84

$29.62

5.49%

96-120

$29.62

7.49%

Used RV - 2015 and older

Term (in months)

Monthly Cost / $1000 borrowed

APR*

36-72

$29.62

4.24%

84

$29.62

5.49%

96-120

$29.62

7.49%

Home Loans

Balloon Mortgages and Home Equity Loans

Term (in months)

Monthly Cost / $1000 borrowed

APR*

60

$18.31

3.75% – 4.50%

Refinance:

  • Under $100,000.00 (charges are $160.00)
  • Over $100,000.00 (charges are $499.00)

New Purchase:

  • Over $100,000.00 (charges are $350.00)

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Allentown FCU will lend up to 80% of appraised value.

If the rate may be increased after consummation, that fact (i.e., if rate is not fixed).

Approved by the board March 15, 2018

Home Equity Line of Credit Revolving (Effective 12/31/2021)

Term (in months)

Monthly Cost / $1000 borrowed

APR*

120

$9.43

2.00% – 2.50%

Variable rate good until 06/30/2021. Maximum could be prime plus 2% up to 15%.

Personal Loans

Personal Signature Loans

Term (in months)

Monthly Cost / $1000 borrowed

APR*

36

$33.21

12.00%

Signature Loans

Term (in months)

Monthly Cost / $1000 borrowed

APR*

36

$29.97

4.99%

48

$23.26

5.49%

60

$19.34

5.99%

Variable Rate Personal Line of Credit

Terms (in months)

Monthly Cost / $1000 borrowed

APR*

60

$19.34

5.99%

Variable rate good until 12/31/2021. 5.99% up to $25000.00

  • Any minimum, fixed, transaction, activity, or similar charge your credit union could impose
  • Any membership or participation fee your credit union could impose (this does not include credit union membership)

Mastercard® Classic

Term (in months)

APR*

Revolving

12.90%

REFINANCE:
Under 100,000.00 (Charges are $160.00)
Over 100,000.00 (Charges are $499.00)

NEW PURCHASE:
Under 100,000.00 (Charges are $350.00)

Mastercard Gold

Term (in months)

APR*

Revolving

9.90%

REFINANCE:
Under 100,000.00 (Charges are $150.00)
Over 100,000.00 (Charges are $499.00)

NEW PURCHASE:
Under 100,000.00 (Charges are $350.00)

Rate determined by equity.

*APR = Annual Percentage Rate

Total unsecured up to $25,000.00 includes PSL, VRSLOC, SIGNATURE & MASTERCARD.

Get your up-to-date credit report at annualcreditreport.com.

You are now leaving Allentown Federal Credit Union

Allentown Federal Credit Union logo Allentown Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Allentown Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL