Shares Pledged Loans (up to $10,000.00)

Term (in months) Monthly Cost / $1000 borrowed APR*
36
$29.08
3.00%
48
$22.35
3.50%
60
$18.41
3.99%

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Car Loans

New Car - 2019 or 2018 (never titled)

New/Used vehicle purchase.

Term (in months) Monthly Cost / $1000 borrowed APR*
36
$28.43
1.49%
48
$21.81
2.75%
60
$17.75
2.99%
72
$15.20
3.50%

Used Car - 2014 - 2018

Term (in months) Monthly Cost / $1000 borrowed APR*
36
$28.54
1.74%
48
$21.81
2.75%
60
$17.75
2.99%
72
$15.20
3.50%

Used Car Rates 2010 - 2013

Term (in months) Monthly Cost / $1000 borrowed APR*
36
$29.19
3.90%
48
$22.36
4.50%
60
$18.31
4.99%

Older Used Car Rates - 2009 and older

Term is at the discretion of the credit union based on credit and age of car.

Term (in months) Monthly Cost / $1000 borrowed APR*
Up to 60 months
$19.80
6.99%

Recreational Vehicle Loans

New RV

Term (in months) Monthly Cost / $1000 borrowed APR*
36 to 72
$29.42
3.74%
84
$14.13
4.99%
96 to 120
$12.51
6.99%

Used RV

Term (in months) Monthly Cost / $1000 borrowed APR*
36 to 72
$29.62
4.24%
84
$14.37
5.49%
96 to 120
$13.89
7.49%

Home Loans

Balloon Mortgages and Home Equity Loans (Effective 6/30/19)

Term (in months) Monthly Cost / $1000 borrowed APR*
60
$18.31
3.75% - 4.50%

Refinance:

• Under $100,000.00 (charges are $160.00)

• Over $100,000.00 (charges are $499.00)

New Purchase:

• Over $100,000.00 (charges are $350.00)

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Allentown FCU will lend up to 80% of appraised value.

If the rate may be increased after consummation, that fact (i.e., if rate is not fixed).

Approved by the board March 15, 2018

Home Equity Line of Credit Revolving (Effective 6/30/19)

Variable rate good until 6/30/2019. Maximum could be prime plus 2% up to 15%.

Term (in months) Monthly Cost / $1000 borrowed APR*
120
$9.43
2.50%

Personal Loans

Personal Signature Loans

Term (in months) Monthly Cost / $1000 borrowed APR*
36
$33.21
12.00%

Signature Loans

Term (in months) Monthly Cost / $1000 borrowed APR*
36
$29.97
4.99%
48
$23.26
5.49%
60
$19.34
5.99%

Variable Rate Personal Line of Credit

Variable rate good until 6/30/19. 5.99% up to $25000.00

Term (in months) Monthly Cost / $1000 borrowed APR*
60
$19.34
5.99%

• Any minimum, fixed, transaction, activity, or similar charge your credit union could impose

• Any membership or participation fee your credit union could impose (this does not include credit union membership)

*APR = Annual Percentage Rate

Total unsecured up to $25,000.00 includes PSL, VRSLOC, SIGNATURE & MASTERCARD.

Get your up-to-date credit report at annualcreditreport.com.

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