Shares Pledged Loans (up to $10,000.00)

Car Loans

New Car - 2020 or 2019 (never titled)

New/Used vehicle purchase.

Used Car - 2015 - 2019

Used Car Rates 2011 - 2014

Older Used Car Rates - 2010 and older

Term is at the discretion of the credit union based on credit and age of car.

Recreational Vehicle Loans

New RV - 2020/2019 (never titled)

Used RV 2015-2019

Used RV - 2014 and older

Home Loans

Balloon Mortgages and Home Equity Loans (Effective 12/31/20)


  • Under $100,000.00 (charges are $160.00)
  • Over $100,000.00 (charges are $499.00)

New Purchase:

  • Over $100,000.00 (charges are $350.00)

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Allentown FCU will lend up to 80% of appraised value.

If the rate may be increased after consummation, that fact (i.e., if rate is not fixed).

Approved by the board March 15, 2018

Home Equity Line of Credit Revolving (Effective 12/31/20)

Variable rate good until 12/31/2020. Maximum could be prime plus 2% up to 15%.

Personal Loans

Personal Signature Loans

Signature Loans

Variable Rate Personal Line of Credit

Variable rate good until 12/31/20. 5.99% up to $25000.00

  • Any minimum, fixed, transaction, activity, or similar charge your credit union could impose
  • Any membership or participation fee your credit union could impose (this does not include credit union membership)

Mastercard® Classic

Under 100,000.00 (Charges are $150.00)
Over 100,000.00 (Charges are $499.00)

Under 100,000.00 (Charges are $350.00)

Mastercard Gold

Under 100,000.00 (Charges are $150.00)
Over 100,000.00 (Charges are $499.00)

Under 100,000.00 (Charges are $350.00)

*APR = Annual Percentage Rate

Total unsecured up to $25,000.00 includes PSL, VRSLOC, SIGNATURE & MASTERCARD.

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