Visa® Credit Cards
- No annual fee, no transaction fees (see below for other fees)
- No charge on balance transfers
- Credit limits to $10,000
- Payments can be made at any of our offices
- Get your up-to-date credit report at annualcreditreport.com.
Term (in months) | APR* |
Revolving | 12.90% |
VISA® Check Card
- No minimum balance
- No point-of-sale transaction fee
- Reward Points
- Earn bonus points for all of your transactions
The AFCU Visa® Check Card can be used instead of a check to make a purchase or as an ATM card to get cash. Your Visa® Check Card is accepted at most merchants and at STAR, Plus, Honor, and the Exchange ATMs.
- When you use your AFCU Visa® Check Card, you’ll earn at least one Reward point for every dollar spent!
- Points can be redeemed for travel, entertainment, and more. opens in a new windowBrowse through rewards!
- Get your up-to-date credit report at annualcreditreport.com.
See Fees below for complete list of charges.
*Allpoint and AFCU ATMs
Fees
Fees
| Visa® Check Card | Fee |
|---|---|
| Monthly Maintenance | No Charge |
| Pin Mailer | No Charge |
| PIN Maintenance and Reset | $5 |
| ATM Cash Withdrawals (up to 16) | No Charge |
| ATM Cash Withdrawals (over 16) | $1 |
| ATM Inquiries | $1 |
| ATM Transfer | $1 |
| Point of Sale Transactions | 30/Day/Free |
| Visa Travel Card | $5 |
| Replacement Card (lost, stolen, damaged) | $10 |
| Expedited Card (to credit union office) | $15 |
| Reactivate Card (within 1 year) | $15 |
| Inactive Check Card (60+ Days) | $3/month |
| Negative Balance Fee | $30 |
| Research Fee (min. 1 hour) | $20/hr |
** Allpoint and AFCU ATMs
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