Mastercard®
Classic APR*
12.90% under $5,000
GOLD APR*
9.90% over $5,000
- No annual fee, no transaction fees (see below for other fees)
- No charge on balance transfers
- Credit limits to $10,000
- $250,000 Free Travel Insurance
- Accident Insurance
- Payments can be made at any of our offices
- Earn Mastercard® bonus points for all your transactions with Scorecard Rewards. To learn more, visit www.scorecardrewards.com.
- Track your account online at www.ezcardinfo.com.
- Get your up-to-date credit report at annualcreditreport.com.
* 1% plus exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.
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VISA® Check Card
- Fee Free* and Surcharge Free*
- No minimum balance
- No monthly service fee
- No point-of-sale transaction fee
- Reward Points
- Earn bonus points for all of your transactions
The AFCU Visa® Credit Card can be used instead of a check to make a purchase or as an ATM card to get cash. Your Visa® Check Card is accepted at most merchants and at STAR, Plus, Honor, and the Exchange ATMs.
- When you use your AFCU Visa® Check Card, you’ll earn at least one Reward point for every dollar spent!
- Points can be redeemed for travel, entertainment, and more. Browse through rewards!
- Get your up-to-date credit report at annualcreditreport.com.
* There is a 1% exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.
** Allpoint and AFCU ATMs
Fees
Fees
| Mastercard® | Fee |
|---|---|
| Expedite Card Delivery | $15.00 |
| Card Replacement | $10.00 |
| Late Payment fee | $25.00 |
| Return check charge on payment | $30.00 |
| Research fee (items for dispute that exceed 63 days after appearing on first bill) | $50.00 |
| Visa® Debit Cards/ATM | Fee |
|---|---|
| Expedite Card | $15.00 |
| Withdrawal at Allpoint network machine | N/C |
| Withdrawal at ATM (International) | Varied |
| Replacement for lost or damaged card | $10.00 |
| ATM – POS Overdrafts | $30.00 |
| Stolen | N/C |
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