Mastercard®
Classic APR*
12.90% under $5,000
GOLD APR*
9.90% over $5,000
- No annual fee, no transaction fees (see below for other fees)
- No charge on balance transfers
- Credit limits to $10,000
- $250,000 Free Travel Insurance
- Accident Insurance
- Payments can be made at any of our offices
- Earn Mastercard® bonus points for all your transactions with Scorecard Rewards. To learn more, visit www.scorecardrewards.com.
- Track your account online at www.ezcardinfo.com.
- Get your up-to-date credit report at annualcreditreport.com.
* 1% plus exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.
Apply Now is Docusign to complete and submit by email. Download PDF is to complete and print.
VISA® Check Card
- Fee Free* and Surcharge Free*
- No minimum balance
- No monthly service fee
- No point-of-sale transaction fee
- Reward Points
- Earn bonus points for all of your transactions
The AFCU Visa® Credit Card can be used instead of a check to make a purchase or as an ATM card to get cash. Your Visa® Check Card is accepted at most merchants and at STAR, Plus, Honor, and the Exchange ATMs.
- When you use your AFCU Visa® Check Card, you’ll earn at least one Reward point for every dollar spent!
- Points can be redeemed for travel, entertainment, and more. opens in a new windowBrowse through rewards!
- Get your up-to-date credit report at annualcreditreport.com.
* There is a 1% exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.
** Allpoint and AFCU ATMs
Fees
Fees
| Mastercard® | Fee |
|---|---|
| Expedite Card Delivery | $15.00 |
| Card Replacement | $10.00 |
| Late Payment fee | $25.00 |
| Return check charge on payment | $30.00 |
| Research fee (items for dispute that exceed 63 days after appearing on first bill) | $50.00 |
| Visa® Debit Cards/ATM | Fee |
|---|---|
| Expedite Card | $15.00 |
| Withdrawal at Allpoint network machine | N/C |
| Withdrawal at ATM (International) | Varied |
| Replacement for lost or damaged card | $10.00 |
| ATM – POS Overdrafts | $30.00 |
| Stolen | N/C |
Allentown Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Allentown Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.