Mastercard®

  • No annual fee, no transaction fees (see below for other fees)
  • No charge on balance transfers
  • Credit limits to $10,000
  • $250,000 Free Travel Insurance
  • Accident Insurance
  • Payments can be made at any of our offices
  • Earn Mastercard® bonus points for all your transactions with Scorecard Rewards. To learn more, visit www.scorecardrewards.com.
  • Track your account online at www.ezcardinfo.com.
  • Get your up-to-date credit report at annualcreditreport.com.

* 1% plus exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.

Classic APR*

12.90% under $5,000

GOLD APR*

9.90% over $5,000

VISA® Check Card

  • Fee Free* and Surcharge Free*
  • No minimum balance
  • No monthly service fee
  • No point-of-sale transaction fee
  • Reward Points
  • Earn bonus points for all of your transactions

The AFCU Visa® Credit Card can be used instead of a check to make a purchase or as an ATM card to get cash. Your Visa® Check Card is accepted at most merchants and at STAR, Plus, Honor, and the Exchange ATMs.

  • When you use your AFCU Visa® Check Card, you’ll earn at least one Reward point for every dollar spent!
  • Points can be redeemed for travel, entertainment, and more. Browse through rewards!
  • Get your up-to-date credit report at annualcreditreport.com.

* There is a 1% exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.

** Allpoint and AFCU ATMs

Mastercard® 
Expedite Card Delivery$15.00
Card Replacement$10.00
Late Payment fee$25.00
Return check charge on payment$30.00
Research fee (items for dispute that exceed 63 days after appearing on first bill)$50.00
Visa® Debit Cards/ATM 
Expedite Card$15.00
Withdrawal at Allpoint network machineN/C
Withdrawal at ATM (International)Varied
Replacement for lost or damaged card$10.00
ATM – POS Overdrafts$30.00
StolenN/C

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