ATTENTION: FYI:  Regarding VISA Debit Transactions, please be aware that some merchants will hold double the amount charged. It is in your best interest to verify transactions in your account to see if it was held twice. We are not responsible for any Overdrafts.

Friendly Reminder: The Credit Union does not ask for your card information when contacting you about Fraud. They will have your information on file, you should just need to respond by saying yes or no to the transaction. Please do not give any account information out. If you have any concerns contact the Credit Union.



 
 

Loans

Equal Opportunity Lender

NMLS:
Barry Craig Weiner: 521315
Donna Marie Lipsky: 576474
Teri Lynn Atkinson: 984340
Dawn Marie Valent: 1111011 View Loan Rates Below

Personal Line of Credit

  • Up to $10,000
  • Flexible terms
  • Borrow by phone, or over-the-counter advance
  • Low rates
  • No collateral
  • Revolving credit line
  • Up to 3 years to borrow
  • No restrictions on use

CREDIT DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Personal Line of Credit

Auto Loans

  • New or used car financing
  • Loan value of NADA book for used autos
  • We offer mechanical breakdown protection

CREDIT DISCLOSURE

Allentown FCU now offers gap insurance! Gap insurance can be added to your collision insurance policy to help pay the difference between the balance of your loan due on your vehicle and what your insurance company pays if the car is considered a covered total loss.

Check the value of a car that you are considering buying at www.nada.com

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for an Auto Loan

Recreational Vehicle Loans

  • Travel Trailers & Motorhomes.
  • No Boats or ATVs

CREDIT DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Recreational Vehicle Loans

New Home Purchase/First Mortgage

  • New purchase
  • Low-rate loans to refinance existing first mortgage

MORTGAGE DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for New Home Purchase/First Mortgage

Second Mortgages

  • Home Improvement
  • Education
  • Consolidation

​MORTGAGE DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Second Mortgage

Home Equity Lines of Credit

Variable rate line of credit secured by Real Estate.
What You Should Know About Home Equity Lines of Credit

HOME EQUITY DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.

NOTE: AFCU finances 80% of home's appraised value. Down payment may be required. Contact AFCU for more details.
Home Equity Application

Signature Loans

Unsecured no collateral

CREDIT DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Signature Loans

Variable Rate Personal Line of Credit

  • Up to $25,000
  • Minimum advance of $250
  • Flexible terms
  • Borrow by phone, or over-the-counter advance
  • Low rates
  • No collateral
  • Revolving credit line
  • Up to 3 years to borrow
  • No restrictions on use

VARIABLE RATE DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, pelase contact our loan department at 610.791.2376 and select option 2
Variable Rate PLC Application

Share Secured Loans

100% secured by your shares

CREDIT DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Share Secured Loans

Co-Signer Loans

Co-signer secures a signature loan

CREDIT DISCLOSURE

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Co-Signer Loans

Loan Calculator

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.

Calculate

Results

Monthly Principal + Interest:
Monthly Tax:
Monthly Insurance:
Total Payment:
Loan Rates

*Denotes Annual Percentage Rates.

The payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment obligation will be greater.

Refinancing Existing Loan with the Credit Union—Must Take An Additional $5000.00.
Approved by the board 05/21/2015.

Pledge of Share Loans

Regular Shares Pledged (up to $10,000.00)>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$29.08
3.00%
48
$22.35
3.50%
60
$18.41
3.99%

Car Loans

New Car Rates 2017, 2016 (never titled)>
New/Used vehicle purchase.
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$28.43
1.49%
48
$21.81
2.24%
60
$17.75
2.49%
72
$15.20
2.99%
Used Car Rates 2012 - 2016>
New/Used vehicle purchase.
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$28.54
1.74%
48
$21.81
2.24%
60
$17.75
2.49%
72
$15.20
2.99%
Used Car Rates 2008 - 2011>
New/Used vehicle purchase.
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$29.19
3.24%
48
$22.36
3.49%
60
$18.31
3.74%
Older Used Car Rates - 2007 and older>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
up to 60
 
6.99%

Recreational Vehicle Loans

New RV>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
29.42
3.74%
48
22.47
3.74%
60
18.31
3.74%
84
14.13
4.99%
96
12.51
6.99%
108
12.51
6.99%
120
11.62
6.99%
Used RV>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
29.62
4.24%
48
22.70
4.24%
60
18.53
4.24%
84
14.37
5.49%
96
13.89
7.49%
108
12.77
7.49%
120
11.87
7.49%

Home Loans

Balloon Mortgages and Home Equity Loans>
Under $100,000.00 (charge $185.00)
Over $100,000.00 (charge $385.00/$410.00)

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Allentown FCU will lend up to 80% of appraised value.

Refinancing existing loans with the credit union
Members must take an additional $5,000.00, except for prior loans where we cannot verify income.
Approved by the board May 21, 2015
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
60
$18.76
4.75%
Home Equity Line of Credit Revolving (Effective to 06/30/17)>
Variable rate good until 06/30/2017. Maximum could be prime plus 2% up to 15%.
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
120
$9.43
2.50%

Personal Loans

Co-Signer Loans (up to $5000)>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$33.21
12.00%
Personal Signature Loans>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$33.21
12.00%
Signature Loans>
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
36
$29.96
4.99%
48
$23.02
5.49%
60
$18.86
5.99%
Variable rate personal line of credit>
Variable rate good until 06/30/2017. 5.99% up to $25000.00
Terms (in months)
Monthly Cost / $1,000 borrowed
APR*
60
19.33
5.99%