Loans

NMLS:
Barry Craig Weiner: 521315
Donna Marie Lipsky: 576474
Teri Lynn Atkinson: 984340
Dawn Marie Valent: 1111011 View Loan Rates Below

Personal Line of Credit

Up to $10,000
Flexible terms
Borrow by phone, or over-the-counter advance
Low rates
No collateral
Revolving credit line
Up to 3 years to borrow
No restrictions on use

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Personal Line of Credit

Auto Loans

New or used car financing
Loan value of NADA book for used autos

Allentown FCU now offers gap insurance! Gap insurance can be added to your collision insurance policy to help pay the difference between the balance of your loan due on your vehicle and what your insurance company pays if the car is considered a covered total loss.

Check the value of a car that you are considering buying at www.nada.com

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for an Auto Loan

Recreational Vehicle Loans

Travel Trailers & Motorhomes.
No Boats or ATVs

New Home Purchase/First Mortgage

New purchase
Low-rate loans to refinance existing first mortgage

Second Mortgages

Home Improvement
Education
Consolidation

Home Equity Lines of Credit

Variable rate line of credit secured by Real Estate.
What You Should Know About Home Equity Lines of Credit

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.

NOTE: AFCU finances 80% of home's appraised value. Down payment may be required. Contact AFCU for more details.
Home Equity Application

Signature Loans

Unsecured no collateral

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Signature Loans

Computer Loans

Purchasing a computer

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for a Computer Loan

Share Secured Loans

100% secured by your shares

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Share Secured Loans

Co-Signer Loans

Co-signer secures a signature loan

Note: Income verification must be provided with the following application. If you have any questions, please contact our loan department at 610.791.2376 and select Option 2.
Application for Co-Signer Loans

Loan Calculator

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.

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Loan Rates

*Denotes Annual Percentage Rates.

The payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment obligation will be greater.

Refinancing Existing Loan with the Credit Union—Must Take An Additional $5000.00.
Approved by the board 05/21/2015.

Pledge of Share Loans

Regular Shares Pledged (up to $10,000.00)>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$29.08

3.00%

$22.35

3.50%

$18.41

3.99%

Car Loans

New Car Rates 2016, 2015 (never titled)>

New/Used vehicle purchase.

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$28.43

1.49%

$21.81

2.24%

$17.75

2.49%

$15.20

2.99%

Used Car Rates 2011 - 2015>

New/Used vehicle purchase.

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$28.54

1.74%

$21.81

2.24%

$17.75

2.49%

$15.20

2.99%

Used Car Rates 2007 - 2010>

New/Used vehicle purchase.

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$29.19

3.24%

$22.36

3.49%

$18.31

3.74%

Older Used Car Rates - 2006 and older>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

up to 60

6.99%

Recreational Vehicle Loans

New RV>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

29.42

3.74%

22.47

3.74%

18.31

3.74%

12.51

6.99%

108

12;51

6.99%

120

11.62

6.99%

Used RV>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

29.62

4.24%

22.70

4.24%

18.53

4.24%

13.89

7.49%

108

12.77

7.49%

120

11.87

7.49%

Home Loans

Balloon Mortgages and Home Equity Loans>

Under $100,000.00 (charge $185.00)
Over $100,000.00 (charge $385.00/$410.00)

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Allentown FCU will lend up to 80% of appraised value.

Refinancing existing loans with the credit union
Members must take an additional $5,000.00, except for prior loans where we cannot verify income.
Approved by the board May 21, 2015

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$18.76

4.75%

Home Equity Line of Credit Revolving (Effective to 12/31/16)>

Variable rate good until 12/31/2016. Maximum could be prime plus 2% up to 15%.

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

120

$9.43

2.50%

Personal Loans

Co-Signer Loans (up to $5000)>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$33.21

12.00%

Personal Signature Loans>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$33.21

12.00%

Signature Loans>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$29.96

4.99%

$23.02

5.49%

$18.86

5.99%

Computer Loan (P.O.P.)>

Terms (in months)

Monthly Cost / $1,000 borrowed

APR*

$29.97

5.00%