ATTENTION: FYI:  Regarding VISA Debit Transactions, please be aware that some merchants will hold double the amount charged. It is in your best interest to verify transactions in your account to see if it was held twice. We are not responsible for any Overdrafts.

Friendly Reminder: The Credit Union does not ask for your card information when contacting you about Fraud. They will have your information on file, you should just need to respond by saying yes or no to the transaction. Please do not give any account information out. If you have any concerns contact the Credit Union.



 
 

Credit/Debit Cards

APR* = Annual Percentage Rate

MASTERCARD®

Classic APR*

12.90%

Gold APR*

9.90%

  • No annual fee, no transaction fees (see below for other fees)
  • No charge on balance transfers
  • 25-day grace period on purchases
  • Credit limits to $10,000
  • $250,000 Free Travel 
  • Accident Insurance
  • Payments can be made at any of our offices
  • Earn bonus points for all of your transactions

MASTERCARD offers Scorecard Rewards to all of it's members. To learn more, visit www.scorecardrewards.com.

Track your account online at www.ezcardinfo.com.

Get your up-to-date credit report at annualcreditreport.com.

Agreement and Disclosure
  MASTERCARD® Application

VISA® Check Card

  • Fee Free* and Surcharge Free*
  • No minimum balance
  • No monthly service fee
  • No point-of-sale transaction fee
  • Reward Points

The AFCU VISA Check Card can be used instead of a check to make a purchase or as an ATM card to get cash. Your VISA Check Card is accepted at most merchants and at STAR, Plus, Honor, and the Exchange ATMs.

When you use your AFCU VISA Check Card, you’ll earn at least one Reward point for every dollar spent!

Points can be redeemed for travel, entertainment, and more. Browse through rewards at www.selectyourrewards.com/AllentownFCU

Get your up-to-date credit report at annualcreditreport.com.

* There is a 1% exchange rate for international cash withdrawal and purchases. See Fees below for complete list of charges.
** Allpoint and AFCU ATMs


Debit Card Use Policy VISA® Check Card Application
Fees
MASTERCARD®

Expedite Card Delivery

$15.00

Card Replacement

$10.00

Late Payment fee

$25.00

Temporary increase of line of credit

$20.00

Return check charge on payment

$30.00

Research fee(items for dispute that exceeds 63 days after appearing on first bill)

$50.00
VISA® Debit Cards/ATM

Expedite Card

$15.00

Withdrawal at Allpoint network machine

N/C

Withdrawal at ATM (International)

Varied

Replacement for lost or damaged card

$10.00

ATM – POS Overdrafts

$30.00

Temporary increase of VISA limit

$20.00

Stolen

N/C