Checking & Savings

Allentown Federal Credit Union offers:

  • Accumulate savings automatically
  • Automatic Payroll Transfers
  • Children’s accounts
  • Christmas Club
  • Direct Deposit
  • Home Loan payments
  • Mobile Remote Deposit
  • Pay loans off automatically
  • Payroll Deduction
  • Safe, free and convenient
  • Vacation Clubs

Federally Insured by NCUA

APY* = Annual Percentage Yield
Rates effective as of March 17, 2011
Minimum balance $5.00 to earn APY.
Terms and Conditions

Regular Share Accounts

Dividend Rate

0.20%*

APY*

0.200%

  • High Rates - Easy Withdrawal
  • Dividends paid and compounded monthly
  • Payroll deduction for savings deposits
  • Use your VISA Check Card for cash withdrawal

*For variable rate accounts, dividend rates may change after the account is opened.
Note: Applicable fees could reduce earnings on account.

Custodian Accounts

Dividend Rate

0.20%*

APY*

0.200%

  • Start saving for your children's future
  • Money can be used for college tuition, etc.
  • Flexible savings plans are easy to start

*For variable rate accounts, dividend rates may change after the account is opened.
Note: Applicable fees could reduce earnings on account.

Easy Checking

  • No minimum balance
  • No monthly service charge
  • No transaction charges
  • Overdraft Privilege available
  • Use your VISA Check Card for cash withdrawal
  • Point of Sale

Please contact us to order checks from businesses outside of AFCU. 

All-Purpose Accounts

Dividend Rate

0.20%*

APY*

0.200%

  • Vacation
  • Taxes
  • Weddings

*For variable rate accounts, dividend rates may change after the account is opened.
Note: Applicable fees could reduce earnings on account.

Christmas Club

Dividend Rate

0.20%*

APY*

0.200%

SAVE Yourself a Merry Little Christmas…
The Holidays are a wonderful time to spread cheer and joy to our friends and loved ones. While we all want to be generous in our gift-giving and donations, it's easy to get carried away if you don’t plan ahead. Enroll in our Christmas Club and save aside your holiday budget so you don’t start the New Year’s with the post-holiday blues.
 
*For variable rate accounts, dividend rates may change after the account is opened.
Note: Applicable fees could reduce earnings on account.

Baby Accounts

Dividend Rate

0.20%*

APY*

0.200%

Start out on the right foot...
When you open a New Baby Account with us, we'll automatically deposit $25 into the account. Share the gift of Credit Union Membership.
 
  • Child must be one year or younger.
  • Limited to one per child social security number

For variable rate accounts, dividend rates may change after the account is opened.
Note: Applicable fees could reduce earnings on account.
Fees
Share and Share Draft Fees

Account Reconciliation

$25.00/hr

Certified Share Draft

$2.00

Check Orders

Varied

Copies of Share Drafts

$2.00

Account History

$2.00

Statement

$2.00

Overdrafts(drafts presented for payment against insufficient or uncollected funds)

$30.00

ACH Overdrafts

$30.00

Return check charge/Redeposit

$5.00

Research Time($7.50 minimum plus $0.50 per copy)

$25.00/hr

Stop Payment – single share draft

$30.00

Reestablish Membership if account was closed within one year

$10.00

Collection Fees for charged off share debit

$15.00
Miscellaneous

Money Orders

$1.00

Wire Transfers - Incoming

$0.50

Wire Transfers – Outgoing

$16.00

Wire Transfers - International

$25.00

Online – Home Banking

FREE

Online – Bill Payment – Monthly

$5.00