AFCU Loan Programs

Mastercard

Classic: 12.90% APR*
Gold: 9.90% APR*

  • No annual fee, no transaction fees (Click here to see other fees)
  • No charge on balance transfers
  • 25-day grace period on purchases
  • Credit limits to $10,000
  • $250,000 Free Travel Accident Insurance
  • Payments can be made at any of our offices
  • Earn bonus points for all of your transactions

Click here to download an AFCU Mastercard Application!

Personal Line of Credit

  • Up to $10,000
  • Flexible terms
  • Borrow by phone, or over-the-counter advance
  • Low rates
  • No collateral
  • Revolving credit line
  • Up to 3 years to repay
  • No restrictions on use

Agreement and Disclosure

Auto Loans

  • New or used car financing
  • Loan value of NADA book for used autos

Check the value of a car that you are considering buying. www.nada.com

Manage Your Mastercard With Ease Using ezcardinfo.com
Customize alerts that notify you of important account activity, such as low balance, payment due dates and expiration. These alerts can be sent to you via text message or e-mail. Check out www.ezcardinfo.com for more information.

Refinancing?
Check out our new LOW Home Equity and Car Loan Rates...

New Home Purchase

  • New purchase
  • Low-rate loans to refinance existing first mortgage

Second Mortgages

  • Home Improvement
  • Education
  • Consolidation

Share Secured Loans

Recreational Vehicles

Co-Signer Loans

Every effort is made to tailor the best loan type for our members.

To apply for a loan, download an application, or call 610-791-2376.

Current Loan Rates

Loan Type Terms APR*
Shares Pledged 36 months 3.00%
(up to $10,000.00) 48 months 3.50%
  60 months 3.99%
 
New Car 36 months 4.49%
(90% of cost of car) 48 months 4.49%
2010 or 2009 60 months 4.49%
(never titled) 72 months 5.25%
 
Used Car
Year 2009, 36 months 4.79%
2008, 2007,    
2006, 2005 48 months 4.89%
  60 months 4.99%
 
Older Used Car 36 months 6.99%
2004 and older    
 
Home Equity Balloon Notes**/*** 36 months 4.75%
  48 months 5.00%
  60 months 5.25%
  120 months 5.99%
 
Home Equity (Fixed)**/*** 180 months 6.24%
 
Home Equity Line of Credit Revolving   4.00%†
Effective to 12/31/10    
 
Co-Signer Loans 36 months 12.00%
(up to $5000)    
 
Personal Signature Loan 36 months 12.00%
 
Computer Loan 36 months 5.00%
 
MasterCard Classic Revolving 12.90%
MasterCard Gold Revolving 9.90%

* Denotes Annual Percentage Rates.
**Under $100,000.00 (charges are $185.00) Over $100,000.00 (charges are $335.00/385.00)
***Refinancing Existing Loans with the Credit Union — Must Take An Additional $5000.00.
Rates are as of March 3, 2009.
† Current Rate is Prime Plus 2.00%.