AFCU Loan Programs

Mastercard

Classic: 12.90% APR*
Gold: 9.90% APR*

  • No annual fee, no transaction fees (Click here to see other fees)
  • No charge on balance transfers
  • 25-day grace period on purchases
  • Credit limits to $10,000
  • $250,000 Free Travel Accident Insurance
  • Payments can be made at any of our offices
  • Earn bonus points for all of your transactions

Click here to download an AFCU Mastercard Application!

Personal Line of Credit

  • Up to $10,000
  • Flexible terms
  • Borrow by phone, or over-the-counter advance
  • Low rates
  • No collateral
  • Revolving credit line
  • Up to 3 years to repay
  • No restrictions on use

Agreement and Disclosure

Auto Loans

  • New or used car financing
  • Loan value of NADA book for used autos

Check the value of a car that you are considering buying. www.nada.com

 

Manage Your Mastercard With Ease Using ezcardinfo.com
Customize alerts that notify you of important account activity, such as low balance, payment due dates and expiration. These alerts can be sent to you via text message or e-mail. Check out www.ezcardinfo.com for more information.

Make the Switch
to an Allentown FCU Mastercard™
With the CARD Act now fully implemented, you might have noticed some changes being made by your credit card issuers. In order to recoup some of the losses they're expecting, many financial institutions have jacked up interest rates (or made rates variable), implemented annual fees, and are starting to charge an inactivity fee.

Allentown FCU's Mastercard™ program hasn't changed!
Now is the perfect time to switch to a credit union credit card. Our Mastercard™ offers:

  • No Annual Fees
  • No Zero Balance Fees
  • No Balance Transfer Fees
  • No Hassle
  • FREE Scorecard Rewards

Because we've always operated with our members in mind, there's no need to change our credit card policies. We'll always carry a low rate, and you can rest assured that our service is still the same, excellent care you've come to expect from us. Apply for your Allentown Mastercard™ today!

Refinancing?
Check out our new LOW Home Equity and Car Loan Rates...

New Home Purchase

  • New purchase
  • Low-rate loans to refinance existing first mortgage

Second Mortgages

  • Home Improvement
  • Education
  • Consolidation

Share Secured Loans

Recreational Vehicles

Co-Signer Loans

Every effort is made to tailor the best loan type for our members.

To apply for a loan, download an application, or call 610-791-2376.

 

Current Loan Rates

Loan Type Terms APR*
Shares Pledged 36 months 3.00%
(up to $10,000.00) 48 months 3.50%
Regular Shares only 60 months 3.99%
 
New Car* 36 months 2.74%
(90% of cost of car) 48 months 2.74%
2012 or 2011 60 months 2.99%
(never titled) 72 months 3.49%
 
Used Car*
Years: 2011, 36 months 3.24%
2010, 2009, 48 months 3.49%
2008, 2007 60 months 3.74%
 
Older Used Car* 36 months 6.98%
2006 and older    
 
Home Equity** 36 months 4.75%
Balloon Notes*** 48 months 5.00%
  60 months 5.25%
  120 months 5.99%
 
Home Equity (Fixed)**/*** 180 months 6.24%
 
Home Equity Line of Credit   4.00%
Effective to 6/30/12
Revolving 		Prime Plus 2.00%
 
Co-Signer Loans 36 months 12.00%
(up to $5000)    
 
Personal Signature Loan 36 months 12.00%
 
Computer Loan 36 months 5.00%
 
MasterCard Classic Revolving 12.90%
MasterCard Gold Revolving 9.90%

* New or used vehicle purchase only
**Under $100,000.00 (charges are $185.00) Over $100,000.00 (charges are $335.00/385.00)
***Refinancing existing loans with the Credit Union — members must take an additional $5000.00.
Approved by the board 10/20/11