Loan Type Terms Monthly payment per $1000 borrowed APR*
       
Shares Pledged 36 months $29.08 3.00%
Up to $10, 000.00 48 months $22.35 3.50%
Regular Shares only 60 months $18.41 3.99%
       
  36 months $29.74 4.49%
New Car (90% of cost of car) 48 months $22.79 4.49%
2010 or 2009 (never titled) 60 months $18.63 4.49%
  72 months $16.22 5.25%
       
  36 months $29.87 4.79%
Used Car 48 months $22.97 4.89%
Years: 2009, 2008, 2007, 2006, 2005 60 months $18.86 4.99%
       
       
Older Used Car 36 months $30.87 6.99%
2004 and older      
       
  36 months $29.85 4.75%
Home Equity Balloon Notes**/*** 48 months $23.02 5.00%
  60 months $18.98 5.25%
  120 months $11.09 5.99%
       
Home Equity (Fixed)**/*** 180 months $8.56 6.24%
       
Home Equity Line of Credit Revolving   Prime Plus 2.00%
Effective to 12/31/10     4.00%
       
Co-Signer Loans (Up to $5000) 36 months $33.21

12.00%
       
Personal Signature Loans 36 months $33.21 12.00%
       
MasterCard Classic Revolving   12.90%
       
MasterCard Gold Revolving   9.90%
       
Computer Loan 36 months $29.97 5.00%
       

* Denotes Annual Percentage Rates.
**Under $100,000.00 (charges are $185.00) Over $100,000.00 (charges are $335.00/385.00)
***Refinancing Existing Loans with the Credit Union — Members Must Take An Additional $5000.00. Approved by the board 3/3/09.

  

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