Current Loan Rates

Loan Type Terms Monthly payment per $1000 borrowed APR*
       
Shares Pledged 36 months $29.08 3.00%
(up to $10, 000.00) 48 months $22.35 3.50%
Regular Shares only 60 months $18.41 3.99%
       
New Car* 36 months $28.96 2.74%
(90% of cost of car) 48 months $22.01 2.74%
2012 or 2011 (never titled) 60 months $17.96 2.99%
  72 months $15.41 3.49%
       
Used Car* 36 months $29.18 3.24%
Years: 2011, 2010, 2009, 2008, 2007 48 months $22.35 3.49%
  60 months $18.29 3.74%
       
Older Used Car* 36 months $30.87 6.98%
2006 and older      
       
Home Equity** 36 months $29.85 4.75%
Balloon Notes*** 48 months $23.02 5.00%
  60 months $18.98 5.25%
  120 months $11.09 5.99%
       
Home Equity (Fixed)**,*** 180 months $8.56 6.24%
       
Home Equity Line of Credit     4.00%
Effective to 06/30/2012 Revolving   Prime Plus 2.00%
       
Co-Signer Loans (up to $5000) 36 months $33.21

12.00%

       
Personal Signature Loan 36 months $33.21 12.00%
       
Computer Loan 36 months $29.97 5.00%
       
MasterCard Classic Revolving   12.90%
MasterCard Gold Revolving   9.90%

*New or used vehicle only
**Under $100,000.00 (charge are $185.00) Over $100,000.00 (charge $335.00/385.00)
***Refinancing Existing Loans with the Credit Union — members must take an additional $5000.00.
Rates are as of May 20, 2010.
Approved by the board 10/20/2011