Great News!
Our 3 month loan special has been extended for the month of February giving you another chance to consolidate your high interest rate credit cards!

Transfer Credit Card Balances
and Save

Why shell out your hard-earned dollars by paying high interest on Kohl's, Macy's, Sears, Walmart, etc. when you can use FREE Balance Transfer to Allentown FCU's LOW RATE MasterCard?

Simply use your existing AFCU MasterCard or apply today and you can transfer your balances for free. With rates as low as 9.90%* and your trusted Credit Union standing behind your account,
you've got nothing to lose, and money to gain!

Apply online!
Our Mastercard™ offers:

  • No Annual Fees
  • No Zero Balance Fees
  • No Balance Transfer Fees
  • No Hassle!

*APR: Annual Percentage Rate to qualified borrowers. Allentown FCU Gold MasterCard rates as low as 9.90% APR. Allentown FCU Classic MasterCard rates as low as 12.90% APR.

Credit Repair Scams
If you are looking for a way out of your credit problems, beware of so-called "credit repair" companies that claim they can change or erase negative information from your credit report. If a credit repair company promises it can clean up
your credit report, remember the following:

  • Credit bureaus can legally report negative credit information for seven years and bankruptcy information for ten years, as long as the information is accurate.
  • If you have poor credit history, even if your past problems were due to illness or unemployment, time is the only thing that will repair your credit report.
  • The only information in your credit report that can be changed are items that are actually wrong or beyond the seven or ten year reporting period.

Remember, there is no quick or easy cure for a poor credit history! Pay bills promptly to avoid late fees and when times get tough, contact your creditor to work out a solution rather than ignoring the problem.

Be Aware of Scams
Allentown Federal Credit Union will never send an email, text message or make calls requesting your account number, PIN or debit/credit card information. Never respond to a request for this information. If you have a doubt about who is calling you, call back the number you have on record for the Credit Union. Also, check your debit and credit card statements on a regular
basis and report any unusual activity to the Credit Union.

 

Elections will be held at the meeting for three Board positions, each for three years. Members interested in running for one of these volunteer positions are asked to contact a member of the Nominating Committee, Don Marushak, Denny Wehr or Robert
Heimbecker, by February 15, 2012.

Speed Up Your Tax Refund:
Choose Free
Direct Deposit!
Don't wait weeks for your 2011 refund check to be mailed when you can access the funds faster!

According to the IRS, by choosing direct deposit for your e-filed tax return, you'll receive your refund within 14 days! Simply choose Direct Deposit when you e-File yourself, or provide your tax preparer with your Credit Union account number and our
routing number: 231379005.

Not sure what your account number is? Just the call the Credit Union and we can help!

'Tis the Season
For Christmas Club Accounts

It's never too early to start saving for the holidays! If the thought of high credit card bills after the holidays has you feeling cold this summer, stop in to the Allentown Federal Credit Union and open up a Christmas Club Account. Save as much or as little as you want, as often as you’d like. We'll transfer the funds into your Share Account right before the
shopping season begins, so you can pay for those presents – in cash! Open a Christmas Club Account today.

Entertainment
Books Make a
Great Holiday Gift
The Credit Union is once again selling Entertainment Books. Buy your 2012 Entertainment Book at any of our office locations. This $30 value is yours for only $22.50 with instant rebate, and you'll save hundreds on shopping, dining, and entertainment for the whole family. Everyone loves the Entertainment Book and they make great gifts for those hard-to-shop for folks on your list. Stop in today for your copy and shorten up your gift list.

Low Rate Home Equity Line of Credit


Great for college tuition, home repairs,
or consolidating bills

A line of credit is the right choice when you need to access money over time or you don't know exactly how much money you'll need. Use the Allentown FCU Home Equity line of credit for college tuition bills, an open-ended repair or home improvement job, or even to consolidate bills.

You'll benefit by using the money only when you
need it through a line of credit. Other rates and terms are available. Hurry in for your low rate today! Apply by visiting us online at www.allentownfcu.com or stopping into one of our offices.

*APR: Annual Percentage Rate. Rate listed is "as low as" rate and is subject to change. Home Equity Line of Credit rate is a variable rate.

Vehicle Loans at
Unbelievable
New Rates

When it comes to vehicle loans, AFCU offers low
rates, flexible terms—from 12 to 72 months, fast
turnaround, and fast approval, so you can get on the road for less.

Get Started Today
Call 1-800-470-4710 or download and application from our Applications page to apply.

*APR: Annual Percentage Rate. **Never titled.

 

Important Notice
to VISA® Debit and
MasterCard Holders

If you get a call from a toll-free number it could be our Fraud Alert Service. It is very important that you answer or return this call. You will be
connected to the Transaction Review Department. A Fraud Detection Analyst will verify who you are. They will NOT ask for personal
information or Account information. If you do not verify your account activities, to protect you from unauthorized transactions, AFCU will
place a HOLD on your card.

Again… If you receive a call, it is very important to respond to this service in order to keep your card in an active status. If you have any questions, please feel free to speak with a Member's Service Representative.

Make Each Month EasierWith AFCU's Bill Pay-e Plus
You can now access your bill pay through
home banking.

We are ALWAYS thinking of our Members

Introducing
Money
Desktop

Allentown Federal Credit Union now offers you a great Online Financial Management service called Money Desktop. Money Desktop allows you to manage all your finances conveniently through your Home Banking and it's free! To get started, log into your Allentown Federal Credit Union Home Banking* and click "My Money Desktop" and follow the easy on screen instructions. In no time you will be managing your finances like a pro!

This powerful and easy to use software will enable you to do all of this:

  • Monitor in one place all of your accounts across multiple banks and credit unions
  • Create a realistic budget based on how you actually spend
  • Customize debt management and reduction strategies
  • Establish and reach financial goals
  • Set up Mobile Web and apps for access anytime/anywhere
  • Program and receive text and e-mail alerts Put ID theft protection tools in place
  • Monitor your credit scores

What are you waiting for?
Log on today!

*Sign up for Home Banking at no charge by visiting any of our offices.

A Treat for
all Members
Annual Easter Egg Hunt
Allentown FCU's Annual Easter Egg Hunt will be held on Saturday, March 31, 2012 at 10:00 am sharp! Join us for the fun and festivities for all ages atAlton Park – 1519 Oxford Drive in Allentown, PA. We look forward to seeing you there!

69 News Storm Alert
Check for early closings and close days due to inclement weather. Click here

Your Credit Union is Safe & Secure
While other financial institutions are experiencing economic turmoil, your credit union remains SAFE and SECURE. We have our members' best interest at heart and we only use responsible lending practices.

If you have any questions about the stability of the Credit Union, don't hesitate to contact us. After all – you are a member-owner!

 

  

  AFCU
1325 Oxford Drive
Allentown, PA 18103
1-800-470-4710
information@allentownfcu.com		  

 

  
Federally insured by NCUA*          

* NCUA is now insuring up to $250,000.00 (until December 31, 2013).

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