Member Services: Access Your Accounts


Home Banking & eStatements go together like…

They’re perfect companions:

  • Environmentally Friendly
  • Efficient
  • Secure
  • Safe
  • Fast
  • Free!

Call or visit us today for more details!

Click here to sign up for eStatements and download an Online Banking application.

And now, your personal banking is even more convenient. Members who are signed up can now view their past and current statements. Yet another reason to sign up for “free” online home banking.

VISA Check Card

Fee Free* and Surcharge Free**

The AFCU VISA Check Card can be used instead of a check to make a purchase or as an ATM card to get cash. Your VISA Check Card is accepted at most merchants and at STAR, Plus, Honor, and the Exchange ATMs.

  • No minimum balance
  • No monthly service fee
  • No point-of-sale transaction fee
  • Surcharge FREE withdrawals through the AllPoint Network. Click here to locate the nearest participating ATM.
  • Surcharge-free using AFCU ATMs. See Branch & ATM Locations.

Rewards Points

When you use your AFCU VISA Check Card, you’ll earn at least one Reward point for every dollar spent! Points can be redeemed for travel, entertainment, and more. Browse through rewards at

Debit Card Use Policy

* There is a 1% exchange rate for international cash withdrawl and purchases. See Accounts > Fees for complete list of charges.

** Allpoint

Please Note: Account Transfer Limitations

During any statement period, you may not make more than six withdrawals or transfers to another credit union account owned by you or a third party by means of a preauthorized or automatic transfer, or telephonic order of instruction. No more than three of the six transfers may be initiated by check, draft, debit card, if applicable, or similar order to a third party. If you exceed the transfer limitation in any statement period, your check or ACH debit will be returned unpaid and a non-sufficient funds fee will be charged to your account.

Audio Response

Audio Response provides fast and free access to your accounts via a touch-tone phone. By using Audio Response, you are capable of conducting a variety of financial transactions 24 hours a day and 365 days a year, including transferring funds between your accounts, requesting check withdrawals mailed to you, and verifying checks cleared.

Click Here for more information about Audio Response.

Automatic Transfer Payments

Pay Loans, Add Up Savings

  • Transfer funds from savings or checking
  • Add to savings, Christmas and vacation automatically
  • Make loan payments automatically
  • Start saving for your children’s future

Important Numbers

MasterCard balances

MasterCard Lost/Stolen Cards

VISA® Debit Card


Auto Teller

Allentown FCU's Routing Number

Verified by Visa

For safe secure internet shopping protect your Visa card online with a personal password. Visa provides reassurance that only you can use your Visa card online. Learn more about the benefits of Verified by Visa.

Overdraft Protection

What It All Means

Recent changes to federal regulations require members who use Overdraft Protection to opt-in to the program. This means that you MUST contact the Credit Union if you wish to continue using our services in the event of an overdraft of your checking account.

If you do not notify us…

ACH (automatic payments) and Share Draft (check) transactions will continue to be covered, but Point-of-Sale (everyday debit card transactions) and ATM transactions will NOT be covered. Instead, your transaction will be declined.

If you choose to continue with the program…

all of your transactions (automatic ACH payments, Share Draft, Point-of-Sale, ATM) WILL be covered and will not be returned for insufficient funds for a total of $500.00. There is no charge to use Overdraft Protection, but you will be charged a $30.00 fee per transaction.

These changes went into effect on August 15, 2010 so please be sure to contact us. To opt in to the program, be sure to stop by one of our branches immediately and fill out the consent form.