Loans > Current Loan Rates

Loan TypeTermsMonthly payment / $1000 borrowedAPR*
Regular Shares Pledged (up to $10,000.00)36 months$29.083.00%
48 months$22.353.50%
60 months$18.413.99%
New Car Rates††2015, 2014 (never titled)36 months$28.972.74%
48 months$22.032.74%
60 months$17.972.99%
72 months$15.423.49%
Used Car Rates††2014-201036 months$29.193.24%
48 months$22.363.49%
60 months$18.313.74%
72 months$15.653.99%
Used Car Rates††2009-200636 months$29.193.24%
48 months$22.363.49%
60 months$18.313.74%
Older Used Car Rates -- 2005 and olderup to 60 months 6.99%
Term is at the discretion of the credit union based on credit and age of car.
New RV36 to 72 months3.74%
84 months4.99%
96 to 120 months6.99%
Used RV36 to 72 months4.24%
84 months5.49%
96 to 120 months7.49%
Balloon Mortgages** and Home Equity Loans**60 months$18.764.75%
Home Equity Line of Credit Revolving (Effective to 6/30/2015)2.50%†
Co-Signer Loans (up to $5000)36 months$33.2112.00%
Personal Service Loans36 months$33.2112.00%
Signature Loans36 months$29.964.99%
48 months$23.025.49%
60 months$18.865.99%
MasterCard Learn MoreRevolving 12.90%
Gold MasterCard Learn MoreRevolving 9.90%
Computer Loan (P.O.P.)36 months$29.975.00%

*Denotes Annual Percentage Rates.
**Under $100,000.00 (charge $185.00) Over $100,000.00 (charge $385.00/$410.00)
The payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment obligation will be greater.
Refinancing Existing Loan with the Credit Union—Must Take An Additional $5000.00.
†Current Rate is Prime Plus 2.00%. Maximum APR 15%  Property Insurance is required $185.00 total fee.
††New/Used vehicle purchase.
Approved by the board 10/23/14.

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